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Delray Credit Counseling Corp. is a non-profit educational service dedicated to providing consumers with the financial education and resources you need. They aim to provide consumers information not only pertaining to the specified fields that they operate in, but also provide you with a proper referral service that will be able to meet your needs in the event that they are not able to assist you. They will help you consolidate debt, lower your monthly payments, and become debt free.

DCC offers consumers free ongoing credit counseling services* and educational materials regardless of whether or not consumers enroll in the DCC debt management plan program. DCC also offers free educational seminars to the public.

As a company, Delray Credit Counseling Corp. strives to present to consumers comprehensive material on subjects such as Budgeting, Credit Reports, Credit Scores and Understanding Finance Charges. On topics such as Taxes and Home Mortgages, they have worked to provide extensive links to resources to assist consumers in finding the answers you need. You can read debt articles here, find the information you need free.

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What is Consumer Debt Consolidation?

Debt Consolidation is the technique of gathering several credit card debt, loans and other liabilities and combining them into one. A debt consolidator thus consolidates all of his debt by taking out a single loan to pay off the debt as a whole. Debt consolidation allows you to combine all of your loans into one loan, usually at a lower negotiated interest rate.

Debt Consolidation takes all of your debt, loans and liabilities and moves them into 1 account under 1 standard low interest rate. Some of the debts include:

• Personal loans
• Home Equity loans
• Credit card debt
• Mortgage debt
• Car loans

If carried out properly, debt consolidation will result in a lower annual interest rate, lower monthly payments and therefore more disposable income for you every month.
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